Reverse Mortgage
for Seniors:
Secure Your
Retirement Today
Unlock the Equity in Your Home and Live Comfortably in Retirement.
Our reverse mortgage solutions allow seniors to convert their home equity into cash, giving them financial freedom to enjoy their retirement without worrying about monthly repayments.
What is a Reverse Mortgage ?
A reverse mortgage is a type of loan designed to help seniors access the equity in their home to support their retirement. It allows homeowners aged 60 or over to unlock a portion of their home's value without needing to sell their property or make regular monthly payments.
With a reverse mortgage, you can continue living in your home for as long as you want. You will remain theowner of your property, and your loan is only repaid when you sell the home, move out, or pass away.
Key Features of a Reverse
Access Home Equity:
Convert the equity in your home into funds to cover your retirement needs-whether it's a lump sum, regular income, or a line of credit.
No Monthly Payments:
You don't need to make monthly payments during your lifetime. The loan is repaid when you leave your home.
Stay in Your Home:
Enjoy the security of homeownership while accessing funds. You can live in your home for as long as you wish, benefitting from any potential increase in value of the property.
Interest and Fees:
Interest is charged on the loan, and it compounds over time. However, you don't need to make any repayments until the loan comes due.
Eligibility:
Reverse mortgage are available to Australians aged 60 or over who own their home. You can use the funds for any purpose-whether it's covering living expenses, healthcare, home modifications, or traveling.
How Does a Reverse Mortgage Work?
Eligibility
You must be over the age of 60 and own your home.
Loan Amount
The amount you can borrow depends on your age and the value of your home. Typically, the older you are, the more you can borrow. For example, if you're 65, you could borrow 20-25% of your home's value.
No Repayments
You are not required to make any repayments during your lifetime. The loan is repaid from the sale of your home when you move out or pass away.
Loan Growth
Interest is added to the loan balance and compounds over time, which means your debt will grow as time passes.
Repayment
The loan is repaid when you sell your home, move into aged care, or upon death, typically from the proceeds of the sale of your property.
Reverse Mortgages NSW | Leading Reverse Mortgage Providers in Australia
Welcome to Reverse Mortgages NSW, your trusted reverse mortgage lender in Australia. With over 20 years of experience, we specialise in providing tailored reverse mortgage solutions to help Australian seniors achieve financial independence and secure their retirement.
What We Offer
Reverse Mortgages
Enhance your retirement by accessing the equity in your home. Our reverse mortgage services provide you with the financial flexibility you need to enjoy your golden years without financial stress.
Learn MoreAged Care Finance
Secure funding for aged care services while retaining ownership of your home. Our reverse mortgage solutions ensure you receive the necessary support without sacrificing your property.
Learn More
Short Term Finance for Seniors
Access short-term financial solutions to manage unexpected expenses or bridge gaps in your retirement income. Our reverse mortgage NSW offerings are designed to provide quick and efficient financial assistance.
Learn More
Reverse Mortgage Providers in NSW
At Reverse Mortgages NSW, we connect you with the best reverse mortgage providers in the region, ensuring you receive tailored advice and products that meet your unique circumstances. Our extensive network of reverse mortgage lenders offers a range of options to suit your needs.
How Reverse Mortgages Help
- Improve lifestyles while reducing
financial stress - Pay off Home Loan Debt & Credit Card
Debit in retirement - Gifting: Help Children and
Grand Children buy property & Business - Live in your home as long
as you want - Travel the world when you can
- Free up cash flow with no repayments
Who We Are
At Reverse Mortgages NSW, founded in 2014 and led by Raymond Taylor, we specialise in providing expert reverse mortgage solutions. With over 20 years of experience, Ray and his dedicated team are committed to supporting senior Australians with smart money solutions.
As leading reverse mortgage brokers in NSW, We have an in-depth understanding of the needs of older Australians. Our deep knowledge of the older Australian market helps you secure the money you need to live in your own home as long as possible or in the event of needing more care.
Our clients benefit from exclusive access to niche reverse mortgage lenders, solutions, and opportunities that others might overlook. Also, benefit from our ability to secure the best solutions for your unique circumstances.
Learn More
Cert IV in
Finance and Mortgage Broking
Bachelor of
Economics
Masters of
Commerce
Australian
Credit License
Bachelor of
Business
Diploma of
Finance Broking Management
Why Choose Us
Over 20 Years experience
helping senior Australians
with finance
We are zero cost
to clients as we are
paid by lenders
You don’t get charged
extra by lenders because
you work with us
We help you
navigate pension rules
to ensure you know if your plan
will impact your pension
Finance-related
degrees held by staff
We try and visit clients
at their homes as often
as possible
We know all the
seniors finance products
so clients will get the best product
available for their needs
Reverse Mortgages NSW
Your Trusted Reverse Mortgage Lenders
We will deliver a tailored reverse mortgage solution to comfortably finance your
retirement living and personal objectives.
We will ensure you get the most suited reverse mortgage solution from
trusted reverse mortgage lenders in NSW, meeting your unique
situation every time.